Last Updated: October 23, 2025
Welcome to Eli Sklar Consulting (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, www.elisklarloans.com, and any related services offered by Eli Sklar Consulting (collectively, the “Services”).
By accessing or using our website, you agree to these Terms. If you do not agree, please discontinue use immediately.
1. Our Services
Eli Sklar Consulting provides mortgage consulting and brokerage services. We help clients explore, compare, and apply for mortgage and loan products through our network of trusted lending partners.
All loan approvals, terms, and rates are subject to review by the lender and depend on factors such as creditworthiness, income verification, and other eligibility requirements.
2. No Guarantee or Financial Advice
Information provided on our website is for informational purposes only and does not constitute legal, financial, or tax advice.
Loan approvals and rates are not guaranteed and are determined by the lender.
You are encouraged to seek independent financial advice before making any financial decisions.
3. Eligibility
You must be at least 18 years old and a U.S. resident to use our Services. By using our site, you represent that all information you provide is accurate and truthful.
4. User Responsibilities
When submitting information through our forms or communications, you agree to:
Provide accurate, complete, and current information.
Not use the website for any unlawful or fraudulent purpose.
Not impersonate another person or entity.
5. Third-Party Links
Our website may contain links to third-party websites or partner platforms. These links are provided for convenience and do not imply endorsement. We are not responsible for the content, security, or privacy practices of third-party sites.
6. Intellectual Property
All website content—including text, graphics, logos, and layouts—is owned or licensed by Eli Sklar Consulting and protected by applicable copyright and trademark laws. You may not reproduce or distribute any content without prior written consent.
7. Limitation of Liability
Eli Sklar Consulting is not liable for any damages arising from your use or inability to use our Services. We make no warranties or representations, express or implied, regarding the accuracy, completeness, or reliability of the information provided on this site.
8. Indemnification
You agree to indemnify and hold harmless Eli Sklar Consulting, its affiliates, and its representatives from any claims, damages, or expenses resulting from your use of our website or breach of these Terms.
9. Modifications
We reserve the right to update or modify these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date.
10. Governing Law
These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles.
11. Contact Us
If you have questions about these Terms, please contact us at:
📞 +1 (516) 902-8593
🌐 elisklarloans.com
✉️ [email protected]
How Tariffs Affect Mortgage Rates
How Tariffs Affect Mortgage Rates
Tariffs aren’t just about international trade—they can have a direct impact on mortgage rates, affecting anyone looking to buy a home or refinance.
What Are Tariffs and Why Do They Matter?
Tariffs are taxes on imported goods designed to protect domestic industries. When tariffs are applied, imported products become more expensive. This often forces businesses to raise prices, contributing to inflation.
Tariffs, Inflation, and the Federal Reserve
Higher costs from tariffs can lead to overall inflation in two ways:
Businesses pass higher supply costs on to consumers.
Supply chain disruptions create delays and added expenses.
When inflation rises, the Federal Reserve may raise interest rates to slow down the economy—making mortgages more expensive.
Tariffs and Financial Markets
Tariffs can also affect investor behavior. If tariffs create uncertainty, investors often buy U.S. Treasury bonds, pushing yields—and mortgage rates—lower. But if tariffs are seen as boosting the economy, investors may sell bonds, causing yields and mortgage rates to rise.
What Homebuyers and Homeowners Should Know
Tariff-related news can cause mortgage rates to fluctuate. If rates seem likely to rise, it may be wise to lock in a rate sooner. If economic uncertainty is driving rates down, waiting could lead to better options.
Understanding how tariffs influence the bigger economic picture can help borrowers make smarter decisions when it comes to financing their homes.
SUCCESS STORIES FROM OUR CLIENTS
I can't thank Eli enough for his assistance in securing a loan for my commercial property. His expertise and attention to detail were remarkable. Eli not only helped me find the right lender but also negotiated favorable terms that fit my financial goals. He made the entire process seamless and stress-free, and I felt confident knowing I had an expert advocating for my best interests. He is a true professional, and I highly recommend his services to anyone seeking a commercial loan.
Mike Erman
Real Estate Agent
Eli is an exceptional loan expert who helped me secure a commercial loan for my business expansion. His deep knowledge of the lending industry and his strong relationships with lenders made the process smooth and efficient. Eli took the time to understand my specific needs and goals, and he went above and beyond to ensure I received the best terms and rates. Thanks to Eli's expertise and dedication, I was able to take my business to the next level. I highly recommend Eli!
Jake Flynn
Real Estate Agent
Working with Eli was a game-changer for me as a real estate investor. His expertise and his ability to identify the right financing options truly impressed me. Eli took the time to understand my investment strategy and found tailored loan solutions that aligned perfectly with my goals. His professionalism, responsiveness, and attention to detail made the entire process stress-free. I am grateful to have had Eli as my trusted partner, and I highly recommend him to anyone!
Jan Brooks
Real Estate Agent
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+1 (516) 902‑8593